Pet health plans
Compare pet health plans on what vets actually charge
Every plan below is read from practice websites rather than a brochure, so you can see the real spread — what the same plan costs in one town against another, what it includes, and whether it beats paying for each booster and check-up as you go.
- Plans on record
- 11,776
- Locations with price evidence
- 2,144
- Plan families
- 9
- Typical monthly price
- £20.99
Last refreshed 21 September 2026.
The plans, side by side
Choose an animal to compare current tiers, prices and exact allowances. Figures marked “From” or “Typical” can vary by practice; “Unlimited” remains subject to the provider’s fair-use terms.
Showing 12 current plans and tiers — dog cover shown by default; choose an animal for its exact prices and allowances.
| Health plan | Monthly | Consults | Vaccines | Flea & worm | Dental | Standout extra | More details |
|---|---|---|---|---|---|---|---|
| Animal Trust PawAssist
Standard tier
|
£19.50 | Free (all Animal Trust clients) | Included | Included | Free consultations for all clients | ||
| CVS Healthy Pet Club Core
Core tier
|
From £21.99 | 10% off routine vet fees | Included incl. kennel cough | Year-roundprotection | Fixed-price dental; 10% off advanced dental work | 20% off lifetime medication | |
| Independent practice plans
Benchmark tier
|
Typical £20.28 | Varies | Varies | Varies | Varies | ||
| IVC Pet Health Club Essential
Essential tier
|
£24.99 | Included incl. contagious cough vaccine | Year-roundflea & worm | 10% off dental | 10% off lifetime meds & diets | ||
| Linnaeus Pet Health for Life
Standard tier
|
From £19 | 2 consults/yr | Included incl. kennel cough | Year-roundflea, tick & worm | Nail clips included | ||
| Medivet Healthcare Plan
Standard tier
|
From £17.50 | 10% off | Included | Included | 15% off dental | Half-price long-term medication | |
| VetPartners Pet Health Plan
Standard tier
|
From £21 | 1 consults/yr | Included incl. kennel cough as required | Year-roundflea, tick & worm | 10% off dental | 25% off rabies vaccination | |
| Vets4Pets Complete Care Plan — Dog & Puppy
Standard tier
|
From £19.99 | 2 consults/yr | Included | Year-roundflea, tick & worm | 24/7 vet helpline | ||
Benefits and headline prices checked against provider sources on 21 September 2026. “Unlimited” is subject to fair-use rules and exclusions. Price evidence counts only locations where we found plan data; it is not the provider’s total availability.
Find the plans at vets near you
Enter a postcode and we'll list practices within 15 miles, the cheapest plan price each publishes, what the plan includes, and whether it may beat paying as you go.
What the spread tells you
The same named plan is not the same price everywhere. Practices set their own monthly figure, so the gap between the cheapest and dearest branch of a single scheme is often larger than the gap between two rival schemes.
Of the widely offered plans, Medivet Healthcare Plan — Medivet sits lowest at a typical£15.50 a month, and Pet Health Club — IVC Evidensia highest at£22.99. Within Medivet Healthcare Plan — Medivet alone the recorded range runs from£12 to £56.70. However, it does not tell the full story as some plans will offer more than others.
Open any plan below to compare the provider’s published options and included care.
How we put this together
- Prices are read from each practice's own website, and the page we read is kept on record.
- Plan names are messy, so we group them into families and sort each one by pet, age and weight band.
- We record a dated snapshot every time a plan price changes, so the trend builds over time.
- Where a practice publishes no price, we say so rather than fill the gap with an estimate.
- We take no commission from any plan or practice listed here.
Every plan family
The preventive care plan run across CVS Group practices, sold in Core and Advanced tiers for dogs, cats and rabbits.
Offered at 450+ CVS practices · typically £21.99 a month
IVC Evidensia's national preventive plan, sold under Pet Health Club branding across its practices and some independents. IVC says it has over 900,000 members.
IVC network: 900+ UK practices · typically £22.99 a month
The VetPartners Pet Health Plan, offered under each local practice name across the VetPartners group.
Participating VetPartners practices · typically £21.50 a month
Medivet's monthly healthcare plan, split by species and by puppy, adult and senior life stages.
Medivet practices · typically £15.50 a month
The Vets4Pets and Companion Care plan sold in Pets at Home practices.
Participating Vets4Pets practices · typically £16.99 a month
Pet Health for Life (PH4L) is the preventive plan run across Linnaeus practices, in core and plus levels.
Participating Linnaeus practices · typically £19.50 a month
The preventive plan from Animal Trust, the not-for-profit group with free consultations.
Animal Trust practices · typically £19.50 a month
Preventive plans for horses, covering vaccination, dentistry and routine visits.
Participating equine practices · typically £18.97 a month
Plans designed and run by a single practice or a small local group rather than a national scheme.
Independent practices · typically £20.28 a month
Common questions
What is a pet health plan?
It is a monthly subscription to routine care at your own vet — typically the annual booster, flea and worm treatment, a microchip and a couple of health checks, plus money off things the plan doesn't cover. It is not insurance: it pays for the care a healthy pet needs on schedule, not for illness or accidents.
How much do pet health plans cost in the UK?
Across the 11,776 plans we hold from 2,144 practices, the middle price is £20.99 a month. Dog plans usually cost more than cat plans, large dogs more than small, and puppy and kitten plans sit above adult ones because of the vaccination course.
Are pet health plans worth it?
It depends entirely on what your own practice charges. Add up its booster, a couple of consultations and the flea and worm products you buy anyway, then compare that with twelve monthly payments. Our postcode tool does that sum using the prices each practice publishes, so you get an answer for your vet rather than an average.
Is a health plan the same as pet insurance?
No. A health plan covers predictable, routine care at one practice. Insurance covers unpredictable vet bills for illness and injury. Many owners hold both; a plan will not pay for an emergency operation.
Can I cancel a pet health plan?
Almost all plans are monthly direct debits you can cancel, but several are on a minimum term, and some ask you to repay the discounted value of treatment already used in that plan year. Check the terms before signing — it is the clause owners most often miss.
Where do these prices come from?
Every figure is read from the practice's own website, with the page we read recorded against it. The data on this page was last refreshed on 21 September 2026. Nothing here is a brochure price or an estimate.