Pet care plans — also known as wellness plans or healthy pet clubs — are monthly subscription packages offered by many vet practices. They typically cover routine treatments like vaccinations, flea and worm treatments, and annual health checks. But are they really worth the money?
What's Usually Included?
Most pet care plans cover:
- Annual vaccinations and boosters
- Monthly flea and worm treatments
- An annual health check
- Discounts on other services (typically 10-20%)
Plans typically cost £10–20 per month for dogs and £8–15 per month for cats.
The Maths: Do They Save Money?
If you add up the cost of vaccinations (£40–55), flea treatments (£60–100/year), and worm treatments (£30–50/year) separately, a plan costing £12/month (£144/year) can offer marginal savings of £20–50 if you use everything included.
When They're Not Worth It
If your pet doesn't need all the treatments included, or if you can buy flea and worm treatments cheaper online with a prescription, you may end up paying more on a plan than buying individually.
The CMA's View
The CMA's 2026 investigation found that pet care plans can be "poor value for people who do not use many of the services included". Under the new reforms, plans must clearly show the price of each component and how any savings are calculated.
Always compare vet prices before signing up to a plan.